FDIC-Insured - Backed by the full faith and credit of the U.S. Government
One checking account doesn’t suit all of our customers. That’s why we have four different personal checking accounts to fit your banking needs. When you open a checking account with us, we’ll send you a free thank you gift** as a way to welcome you to your new home of banking!
Simply Free Checking
Opening a checking account should be simple and easy. Our Simply Free Checking account is one of our most popular account types among our customers. Get all of your banking essentials (Debit card°, bill pay, and digital bankingˆ account) FREE when you apply. Plus, we’ll throw in a FREE thank you gift** to welcome you to your new home for banking!
Benefits Checking*
With our Benefits Checking* accounts, you can enjoy cell phone protection, roadside assistance, Cyberscout® identity theft resolution, $10,000 accidental death and dismemberment insurance, plus shopping, dining and travel discounts! Access these premium benefits and all of your banking essentials (Debit card°, bill pay, and digital bankingˆ account) for only $6.95 per month. No additional enrollment is required!
50+ Interest Checking
50+ Interest Checking accounts are the perfect account for customers 50 and over. Get all of your banking essentials (Debit card°, bill pay, personalized checks, and digital bankingˆ account) FREE when you apply. Plus, you can earn competitive interest!
Interest Plus Checking
Looking to earn higher interest? Our Interest Plus Checking account. Get all of your banking essentials (Debit card°, bill pay, personalized checks, and digital bankingˆ account) FREE when you apply. Earn a higher interest rate with a balance of $1,500 or more OR earn competitive interest if your balance falls below $1,500.
Call 765-342-6695 to Open an Account
Compare Accounts
| Simply Free Checking | Benefits Checking* | 50+ Interest Checking | Interest Plus Checking |
|---|---|---|---|
| FREE Thank You Gift** FREE Bill Pay FREE Debit Card° FREE Digital Bankingˆ |
FREE Thank You Gift** FREE Bill Pay FREE Debit Card° FREE Digital Bankingˆ... |
FREE Thank You Gift** FREE Bill Pay FREE Debit Card° FREE Digital Bankingˆ FREE Personalized Checks |
FREE Thank You Gift** FREE Bill Pay FREE Debit Card° FREE Digital Bankingˆ FREE Personalized Checks |
| No monthly fee | Only $6.95/month | No monthly fee | Only a $6 monthly charge if your minimum balance falls below $1,500 |
| $50 minimum to open | $50 minimum to open | $50 minimum to open | |
| No interest | No Interest | Competitive interest | Earn a higher interest rate with a balance of $1,500 or more Earn competitive interest if your balance falls below $1,500 |
Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details.
ˆMessage and data rates may apply.
**We reserve the right to substitute a gift of similar value. Free gift provided at time of account opening.
°You may be charged an ATM fee if you use an ATM not owned by Home Bank SB.
†Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.
*$10,000 Accidental Death and Dismemberment Insurance Coverage is provided at no additional charge. Total Coverage splits evenly among all authorized signers as indicated on the account opening signature cards. Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, not guaranteed by the bank. Benefits Checking add on benefits may require additional steps to receive the benefit.
Monthly pricing options
- No monthly maintenance fee on Simply FREE Checking and 50+ Interest Checking.
- On Interest Plus Checking accounts there is a $6 monthly charge if the minimum balance falls below $1,500.
- On Benefits Checking accounts there is a $6.95 monthly charge.
- Early closeout fees may apply; check our Truth-in-Savings disclosure for more information.