Protect Yourself from Phone Scams

Scammers are constantly finding new ways to impersonate trusted authorities and pressure people into acting quickly. One of the most alarming tactics is the fake warrant phone scam. At Home Bank, we are committed to helping you recognize these scams, understand how they work, and take steps to protect your personal information and finances. This article explains how the fake warrant scam appears, why it is so convincing, and what you can do to stay safe.

Understanding the Fake Warrant Scam

In this scam, you receive a phone call from someone claiming to be a law enforcement officer or government official. The caller may use your real name, provide a badge number, or reference a specific court or case number. They tell you there is a warrant for your arrest due to missed jury duty, failure to appear in court, or unpaid taxes. The caller insists the situation is urgent and warns of immediate consequences if you do not comply. While the call may sound official, this is a vishing scam. The person on the phone is a cybercriminal attempting to scare you into sending money or sharing sensitive information.

Common Tactics Used by Scammers

1. Creating Fear and Urgency: Scammers rely on panic. Threats of arrest or legal trouble are meant to push you into acting before you have time to think or verify the claim.
2. Using Realistic Details: Publicly available information such as names, court locations, or badge numbers may be used to make the call sound legitimate.
3. Demanding Unusual Payments: Victims are instructed to pay fines using gift cards, wire transfers, or cryptocurrency. Once sent, these payments cannot be recovered.

Tips to Stay Safe and Protect Your Information

1. Slow Down and Stay Calm: Legitimate law enforcement agencies do not threaten arrest over the phone or demand immediate payment.
2. Be Skeptical of Payment Requests: No real government agency will ask for payment using gift cards, wire transfers, or cryptocurrency. Any request like this is a clear warning sign.
3. Verify the Source: If you are concerned, look up the official phone number of the agency and contact them directly. Do not rely on the number provided by the caller.
4. Protect Your Personal Information: Never share sensitive information such as your Social Security number, account details, or online banking credentials with unsolicited callers.

What to Do If You Already Received This Call

If you have already interacted with any suspicious message or call, contact us immediately at 765‑342‑6695. Even if you did not send money, reporting the incident helps us monitor scam activity and protect others. 

Our Commitment to Your Security

Scams like the fake warrant phone call can be frightening, but awareness is your strongest defense. By knowing what these scams look like and how legitimate agencies actually operate, you can protect yourself and your finances.

At Home Bank, your security is our priority. If you have questions or concerns about suspicious calls or messages, please reach out to us. We are here to help you stay informed, vigilant, and safe.