Personal Certificate of Deposit Details

Truth In Savings Disclosure for Certificates of Deposit

Home Bank Certificates of Deposit (CD) is a fixed rate deposit product. You must deposit at least $500.00 to open this account. Interest will be compounded and credited monthly. The annual percentage yield quoted assumes that the interest remain on deposit until maturity. A withdrawal of interest will reduce earnings.  

A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.

 

Truth In Savings Disclosure for Universal IRAs

Home Bank Universal IRA is a fixed rate deposit product. You must deposit at least $10.00 to open this account. Interest will be compounded and credited quarterly. The annual percentage yield quoted assumes that the interest remain on deposit until maturity. A withdrawal of interest will reduce earnings. 

A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.