Home Bank was chartered in 1890 as a mutual institution which essentially means that it is owned by its depositors. Without private ownership or stockholders, the bank’s profits are allocated entirely to its capital reserves, resulting in greater fiscal strength and resources for community support. Home Bank strives to lead by example in building a legacy of giving back to the communities served. In 2012, Home Bank’s board of directors and leadership team created a gifting program where 10% of the bank’s profits were to be allocated to support worthwhile projects addressing the greatest needs in the communities served. Through this program, Home Bank has challenged others in the community to think like-mindly when it comes to giving back to the communities. Home Bank plans to continue this philosophy with the hopes of being able to make a greater impact in the years to come.