Individual Retirement Account

See us if an IRA (Individual Retirement Account) is in your plan for the future.

Is an IRA Right For You? Take our Home Bank One-Minute IRA Test and find out. Then call one of our Relationship Managers today at one of our convenient locations.

At Home Bank, you’ll find Traditional, Roth, and Coverdell Education IRA plans, each available in our standard CD products or the Universal IRA (see below).


Universal IRA*

Interest paid quarterly. (Minimum Balance of $10 to earn stated APY)0.25%0.25%

A Universal IRA savings is available within any type of IRA plan. Open one today with as little as $10.


Helpful Calculators
Roth versus Traditional IRAs (401k)
Retirement Planner


* This is a variable rate account. Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate for your account at any time. Consult your tax professionals for more guidance regarding Individual Retirement Accounts.

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Do you know someone who dreams big and works hard for others? I do. Her name is Kris Gill and she’s the definition of a servant leader. Kris aspires to lead by serving first, putting others' needs above her own, and focusing on the growth and well-being of her community. To honor Kris and others like her, we created the Kris Gill Servant Leadership Award. If you know a servant leader like Kris, click the link below and nominate them and we’ll donate $5,000 to a non-profit of the winner’s choice. Let’s give honor to whom honor is due.

Kris Gill Servant Leadership Award Application

Lost/Stolen ATM Card

To report a lost or stolen DEBIT CARD, please call (765) 342-6695 or (888) 253-3003, Option 3. To protect yourself from unauthorized usages on your debit card after it's been lost or stolen, turn the activation off through our Mobile App!

For your convenience when you need a replacement, we also offer Instant Issue Debit Cards!

Inquiries can also be mailed to the following address:

Home Bank SB
P.O. Box 1677
Martinsville, IN 46151