Individual Retirement Account

See us if an IRA (Individual Retirement Account) is in your plan for the future.

Is an IRA Right For You? Take our Home Bank One-Minute IRA Test and find out. Then call one of our Relationship Managers today at one of our convenient locations.

At Home Bank, you’ll find Traditional, Roth, and Coverdell Education IRA plans, each available in our standard CD products or the Universal IRA (see below).

 

Universal IRA*

TERMSANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
Interest paid quarterly. (Minimum Balance of $10 to earn stated APY)0.25%0.25%

A Universal IRA savings is available within any type of IRA plan. Open one today with as little as $10.

 

Helpful Calculators
Roth versus Traditional IRAs (401k)
Retirement Planner

 

* This is a variable rate account. Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate for your account at any time. Consult your tax professionals for more guidance regarding Individual Retirement Accounts.