Individual Retirement Account

See us if an IRA (Individual Retirement Account) is in your plan for the future.

Is an IRA Right For You? Take our Home Bank One-Minute IRA Test and find out. Then call one of our Relationship Managers today at one of our convenient locations.

At Home Bank, you’ll find Traditional, Roth, and Coverdell Education IRA plans, each available in our standard CD products or the Universal IRA (see below).


Universal IRA*

Interest paid quarterly. (Minimum Balance of $10 to earn stated APY)0.25%0.25%

A Universal IRA savings is available within any type of IRA plan. Open one today with as little as $10.


Helpful Calculators
Roth versus Traditional IRAs (401k)
Retirement Planner


* This is a variable rate account. Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate for your account at any time. Consult your tax professionals for more guidance regarding Individual Retirement Accounts.

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Keeping up with the newest technology can be challenging in the banking industry, but we find it exciting! We love giving our customers options to bank the way they want. Having access to your funds when you are away, and having a person to talk with when you are home, is our specialty. Keep an eye out this spring for a new technology release that will make your banking experience a little zippier. Welcome Home!

- Dan Moore, President/Chief Executive Officer

Lost/Stolen ATM Card

To report a lost or stolen DEBIT CARD, please call (765) 342-6695 or (888) 253-3003, Option 3. To protect yourself from unauthorized usages on your debit card after it's been lost or stolen, turn the activation off through our Mobile App!

For your convenience when you need a replacement, we also offer Instant Issue Debit Cards!

Inquiries can also be mailed to the following address:

Home Bank SB
P.O. Box 1677
Martinsville, IN 46151