Deposit Rates

 

jars with different level of coins isolated on white

 

 

Interest rates current as of March 10, 2016. Rates subject to change without notice.

CHECKING ACCOUNTS

Every new personal checking account includes:

  • FREE Instant Issue Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking**
  • FREE Mobile Deposit**
  • FREE eStatements with online check images
  • FREE thank you gift***
  • Buy Back of your unused checks/debit cards from other financial institutions****

Simply FREE Checking

A FREE account for everyone!

> No minimum balance
> No monthly service charge
> No per check charge

TERMS ANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
(All Balances) Interest paid on monthly statement cycle. Minimum $50 to open.0.00%0.00%

Open a Simply FREE Checking Account today!

Direct Interest Checking^^

Earn interest with the convenience of direct deposit or any automatic payment!

> Competitive interest
> No minimum balance
> No monthly service charge

TERMS ANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
(All Balances) Interest paid on monthly statement cycle. Minimum $50 to open.0.04%0.04%

Open a Direct Interest Checking Account today!

50+ Interest Checking^^

A perfect account for customers 50 and over!

> FREE personalized checks
> Competitive interest
> No minimum balance
> No monthly service charge

TERMS ANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
(All Balances) Interest paid on monthly statement cycle. Minimum $50 to open.0.04%0.04%

Open a 50+ Interest Checking Account today!

Interest Plus Checking^^

An account for those interested in higher interest!

> FREE personalized checks
> Higher interest rate with a balance of $1,500 or more
> Competitive interest if balance falls below $1,500
> Only $6 monthly charge if minimum balance falls below $1,500

TERMSANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
Daily balance from $0 to $1,499.990.04%0.04%
Daily balance greater than $1,500.000.14%0.14%
(All Balances) Interest paid on monthly statement cycle. Minimum $50 to open.

Open a Interest Plus Checking Account today!

 

SAVINGS ACCOUNTS

Sprout Account^^

Start your banking career early! The Sprout Account is perfect for those individuals under 21!

TERMSANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
Daily balance less than $499.990.01%0.01%
Daily balance from $500.00 to $2,499.990.03%0.03%
Daily balance greater than $2,500.000.05%0.05%
Interest paid quarterly. Minimum Balance of $10 to open and earn stated APY.

Open a Sprout Account today!

Hometown Savings^^

TERMSANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
Daily Balance Above $5000.01%0.01%
Interest paid on monthly statement cycle (Minimum Balance of $10 to open)

Open a Hometown Savings Account today!

Christmas Club^^

Start saving for Christmas all year long - simple, easy and smart!

TERMSANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
Interest paid quarterly0.01%0.01%

Open a Christmas Club Savings Account today!

Premier Money Market^^

TERMS: (Minimum balance of $5,000 to open and earn stated APY)ANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
Daily balance from $0 to $99,999.000.14%0.14%
Daily balance from $100,000.00 to $249,999.990.25%0.25%
Daily balance over $250,000.000.30%0.30%

Contact a Home Bank Relationship Manager to open your Premier Money Market today! 

Health Savings Account

TERMS ANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
(All Balances) Interest paid on monthly statement cycle. $0 to open.0.10%0.10%

Open a Health Savings Account today!

 

CERTIFICATES OF DEPOSIT

Three Month Certificate

TERMSANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
Interest paid at maturity. (Minimum Balance of $500 to open and earn stated APY)0.03%0.03%

Six Month Certificate

TERMSANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
Interest paid monthly. (Minimum Balance of $500 to open and earn stated APY)0.05%0.05%

12 Month Certificate

TERMSANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
Interest paid quarterly. (Minimum Balance of $500 to open and earn stated APY)0.10%0.10%

Liberty CD (12 Month Term)

TERMSANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
Interest paid quarterly. (Minimum Balance of $500 to open and earn stated APY)0.23%0.23%

13 Month Certificate/IRA Special

TERMSANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
Interest paid quarterly. (Minimum Balance of $500 to open and earn stated APY)0.80%0.80%

24 Month Certificate

TERMSANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
Interest paid quarterly. (Minimum Balance $500 to open and earn stated APY)0.30%0.30%

36 Month Certificate

TERMSANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
Interest paid quarterly. (Minimum Balance of $500 to open and earn stated APY)0.50%0.50%

48 Month Certificate

TERMSANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
Interest paid quarterly. (Minimum Balance of $500 to open and earn stated APY)0.75%0.75%

59 Month Certificate

TERMSANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
Interest paid quarterly. (Minimum Balance of $500 to open and earn stated APY)2.02%2.00%

60 Month Certificate

TERMSANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
Interest paid quarterly. (Minimum Balance of $500 to open and earn stated APY)1.00%1.00%

23 Month Triple Win (W3) CD

TERMSANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
Interest paid quarterly. (Minimum Balance $500 to open and earn stated APY)0.50%0.50%

33 Month Triple Win (W3) CD

TERMSANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
Interest paid quarterly. (Minimum Balance $500 to open and earn stated APY)1.26%1.25%

Universal IRA*

TERMSANNUAL PERCENTAGE YIELD (APY)SIMPLE INTEREST RATE
Interest paid quarterly. (Minimum Balance of $10 to earn stated APY)0.25%0.25%

Open a Home Bank CD or IRA today!

 

 

^^This is a variable rate account. Your interest rate and annual percentage yield may change. At our discretion, we may change the interest for your account at any time. Account may be subject to substantial penalty for early withdrawal. Fees may reduce earnings. Please contact any Home Bank office for additional information about these accounts.
** 
Message and data rates may apply.
***We reserve the right to substitute a gift of similar value. Free gift provided at the time of account opening.
****$10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

Reorder Your Checks