Consumer Loan Rates

Interest rates current as of March 17, 2017. Rates subject to change without notice.

Home Equity Line of Credit

Special Introductory rate of 0.00% for the first 3 months!*

NO CLOSING COSTS!*

*A promotional Annual Percentage Rate (APR) of 0.00% will apply for the first 90 days of the loan.  After the promotional period expires, the APR will adjust monthly based on the movement of a rate index plus a margin. The index is Wall Street Journal Prime. A margin we have used recently is 0.00% resulting in an APR of 4.00%.  Your promotional rate and your margin may be higher depending upon your credit qualifications. Your APR will never exceed 18%.  You will have to pay an annual maintenance fee of $50 after the first year.  Property and Hazard insurance are required.  Consult a tax advisor about the tax deductibility of interest and other charges.  No Closing Costs is only available for Primary Residence.

Please contact one of our branches for more details or Apply Online.

 

Home Equity Installment Loan*

NO Closing Cost and Amazing Rates!

TermInterest RateAPRPayment
3 Year3.75%3.75%$735.72
5 Year4.00%4.00%$460.41
10 Year4.50%4.50%$259.10
15 Year4.75%4.75%$194.46

*The rates and payments shown above are based on a credit score of 740 or higher and a loan amount of $25,000.  Your rate and payment might be higher depending on your credit qualifications. Property and hazard insurance are required. Consult a tax advisor about the tax deductibility of interest and other charges. No Closing Costs is available only on your primary residence for loan amounts of $25,000 or more. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.

 

Please contact one of our branches for more details or Apply Online.

 

If you are in the process of obtaining a Home Equity Installment Loan with one of our officers, please visit our Loan Status and Documentation portal to view, upload, or e-sign disclosures, underwriting, and/or closing documents. You can also easily check your loan status at any time!
*Please Note: You will only have access to this tool if your loan officer has previously invited you. If you have not yet received this invitation, please directly contact your loan officer or relationship manager.

 


Auto/Van/Truck Loans

* The following rates and payments shown based on an excellent credit rating and loan amount of $20,000 for 60 months. Your rate and payment might be different depending on your credit rating, the term of the loan, and the mileage and/or condition of the collateral.

YearInterest RateAPR*Payment
2018-2017as low as 2.99%3.092%$360.19
2016-2015as low as 2.99%3.092%$360.19
2014-2013as low as 3.99%4.093%$369.17
2012-2011as low as 4.99%5.094%$378.29

Please contact one of our branches or Apply Now.

 

RV/Camper/Motor Home/Watercraft

*The following rates and payments shown below are based on an excellent credit rating and loan amount of $20,000 for 60 months. Your rate and payment might be different depending on your credit rating, the term of the loan, and the mileage and/or condition of the collateral.

Loan TermInterest RateAPR*Payment
60 Monthsas low as 8.0%8.092%$405.39

Please contact one of our branches or Apply Now.

 

Motorcycles

* The follow rates and payments shown below are based on an excellent credit rating and a loan amount of $20,000. Your rate and payment might be different depending on your credit rating and the mileage and/or condition of the collateral.

Year (Loan Term)Interest RateAPR*Payment
2018 (36 mos.)as low as 6.25%6.421%$612.26
2018 (48 mos.)as low as 7.00%7.131%$480.14

Please contact one of our branches or Apply Now.

 

Personal Loans

* The following rate and payment shown below is based on an excellent credit rating and loan amount of $10,000 for 36 months. Your rate and payment might be different depending on your credit rating.

Loan TermInterest RateAPR*Payment
36 monthsas low as 10.97%11.284%$327.09

Please contact one of our branches or Apply Now.

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