Save for a Rainy Day!
Planning for your financial future can begin with the small step of opening any one of our savings products. With regular deposits (check out our easy options for automatic transfers), you will be amazed at how quickly your balance can grow.
|ACCOUNT||DESCRIPTION||MINIMUM TO OPEN||SERVICE FEES*||EARNINGS***||FEATURES|
|Simply Free Savings^^||Our basic product is a great way to start saving for the future.||$10||No monthly service fee||Interest is paid on balances above $500 and compounded quarterly.||ATM Access|
|Simple Rewards Money Market^^||This account is designed for savers looking for flexibility and a higher rate of interest.||$50||No monthly service fee||Interest is paid on all balances based on applicable tier and compounded monthly.||Eligible to receive a 0.50% thank you bonus with a valid Home Bank checking account and 15 debit card transactions (PIN or Signature excluding ATM withdraws) per statement cycle.|
|Sprout Account^^||For youths under 21, this product is a great way to learn about the importance of saving money.||$10||No monthly service fee||Interest is paid on all balances and compounded quarterly.||Quarterly Statement|
|Christmas Club^^||Get ready for the holiday season with this account.||$10||No monthly service fee||Interest is paid on all balances and compounded quarterly.||A check will automatically be mailed by November 1 for account balance.|
Health Savings Account
|TERMS||ANNUAL PERCENTAGE YIELD (APY)||SIMPLE INTEREST RATE|
|Daily balance $0 to $2,499.99||0.10%||0.10%|
|Daily Balance over $2,500.00||0.75%||0.75%|
^^This is a variable rate account. Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate for your account at any time. Fees may reduce earnings
*Withdrawal limitations: Regulations permit six (6) transfers and withdrawals per statement cycle.
**See Home Bank’s current schedule of retail fees for a complete listing of all deposit account related fees. Early closeout fees may apply; check the bank’s Truth-in-Savings disclosure for more information.
***Interest rates may change at any time without notice.