Save for a Rainy Day!
Planning for your financial future can begin with the small step of opening any one of our savings products. With regular deposits (check out our easy options for automatic transfers), you will be amazed at how quickly your balance can grow.
|ACCOUNT||DESCRIPTION||MINIMUM TO OPEN||SERVICE FEES*||EARNINGS***||FEATURES|
|Hometown Savings^^||Our basic product is a great way to start saving for the future.||$10||$3.00 if balance falls below $300||Interest is paid on balances above $500 and compounded quarterly.||ATM Access|
|Premier Money Market^^||The account designed for savers looking for flexibility and a higher rate of interest.||$5000||No monthly service fee||Interest is paid on all balances based on applicable tier and compounded monthly.||ATM Access|
|Sprout Account^^||For youths under 21, this product is a great way to learn about the importance of saving money.||$10||No monthly service fee||Interest is paid on all balances and compounded quarterly.||Quarterly Statement|
|Christmas Club^^||Get ready for the holiday season with this account.||$10||No monthly service fee||Interest is paid on all balances and compounded quarterly.||A check will automatically be mailed by November 1 for account balance.|
Health Savings Account
|TERMS||ANNUAL PERCENTAGE YIELD (APY)||SIMPLE INTEREST RATE|
|(All Balances) Interest paid on monthly statement cycle. $0 to open.||0.10%||0.10%|
^^This is a variable rate account. Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate for your account at any time. Fees may reduce earnings
*Withdrawal limitations: Regulations permit six (6) transfers and withdrawals per statement cycle.
**See Home Bank’s current schedule of retail fees for a complete listing of all deposit account related fees. Early closeout fees may apply; check the bank’s Truth-in-Savings disclosure for more information.
***Interest rates may change at any time without notice.